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Is 700 a bad credit score?
Creditworthiness: Is 700 a bad credit score?


You or someone you know got a 700 credit score and you are wondering if 700 is a bad credit score. In other words, is a person's creditworthiness bad if his or her credit score is 700?

First, to put the 700 credit score (FICO) in perspective, credit scores range from 300-850. The lower the number, the worse the credit score is.


A 700 credit score is not great, but it is good.

No, 700 is not a bad credit score. 700 is a good credit score. Someone with a credit score of 700 will probably be able to get a loan with good interest rates and favorable terms.

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NOTE: The above is Research Maniacs' view of credit scores. Financial institutions, employers, and other organizations may have different guidelines and interpretations. Furthermore, other circumstances beyond credit score may also influence someone's creditworthiness.




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