What is credit history? 
What is credit history? 
 
 
Credit history is one of the things that your potential lender looks at before granting you a mortgage. It lists all your debts and payment history of each debt.
  
Obviously, you want to make sure all debt payments are paid in full and on time to have a good credit history.
  
Take your credit cards, department store cards, auto loans etc. very seriously. Missing a payment to Sears could cost you getting a loan on your dream home.
  
 
 
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