How much house can I afford with my salary?

Are you in the market for a new house, but don't know how much house you can afford on your salary? No worries. We can calculate how much house you can afford based on your income, other debt, expected expenses and so on.

To get started, simply enter approximately how many $1000s per year you make in the form below and press "How much can I afford?".

Our calculations are based on what some lending institutions think you can afford. When considering how much you can afford based on your salary, we are not only calculating what the mortgage payments will be.

We also include property tax, insurance, how much cash you have for the down payment, and even other debts, such as car loans or credit card payments. However, be aware that everyone's situation is different. You may have more or less expenses, fluctuating income, or other circumstances that make our assumptions not applicable to your particular situation. If you prefer not to enter your salary above, check out our How much house can I afford list.