You or someone you know got a 12 credit score and you are wondering
if 12 is a bad credit score. In other words, is a person's creditworthiness
bad if his or her credit score is 12?|
First, to put the 12 credit score (FICO) in perspective,
credit scores range from 300-850. The lower the number, the worse the credit score is.
A 12 credit score is a very low credit score and means bad credit.
YES, 12 is a bad credit score. Someone with a credit score of 12 will have smaller chances of getting a loan or even a good job compared to people with a higher credit score.
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