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Is 164 a bad credit score?
Creditworthiness: Is 164 a bad credit score?


You or someone you know got a 164 credit score and you are wondering if 164 is a bad credit score. In other words, is a person's creditworthiness bad if his or her credit score is 164?

First, to put the 164 credit score (FICO) in perspective, credit scores range from 300-850. The lower the number, the worse the credit score is.


A 164 credit score is a very low credit score and means bad credit.

YES, 164 is a bad credit score. Someone with a credit score of 164 will have smaller chances of getting a loan or even a good job compared to people with a higher credit score.

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NOTE: The above is Research Maniacs' view of credit scores. Financial institutions, employers, and other organizations may have different guidelines and interpretations. Furthermore, other circumstances beyond credit score may also influence someone's creditworthiness.




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