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Is 697 a bad credit score?
Creditworthiness: Is 697 a bad credit score?


You or someone you know got a 697 credit score and you are wondering if 697 is a bad credit score. In other words, is a person's creditworthiness bad if his or her credit score is 697?

First, to put the 697 credit score (FICO) in perspective, credit scores range from 300-850. The lower the number, the worse the credit score is.


A 697 credit score is not great, but it is good.

No, 697 is not a bad credit score. 697 is a good credit score. Someone with a credit score of 697 will probably be able to get a loan with good interest rates and favorable terms.

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NOTE: The above is Research Maniacs' view of credit scores. Financial institutions, employers, and other organizations may have different guidelines and interpretations. Furthermore, other circumstances beyond credit score may also influence someone's creditworthiness.




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