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Is 7 a bad credit score?
Creditworthiness: Is 7 a bad credit score?

You or someone you know got a 7 credit score and you are wondering if 7 is a bad credit score. In other words, is a person's creditworthiness bad if his or her credit score is 7?

First, to put the 7 credit score (FICO) in perspective, credit scores range from 300-850. The lower the number, the worse the credit score is.

A 7 credit score is a very low credit score and means bad credit.

YES, 7 is a bad credit score. Someone with a credit score of 7 will have smaller chances of getting a loan or even a good job compared to people with a higher credit score.

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NOTE: The above is Research Maniacs' view of credit scores. Financial institutions, employers, and other organizations may have different guidelines and interpretations. Furthermore, other circumstances beyond credit score may also influence someone's creditworthiness.

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