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You or someone you know got a 740 credit score and you are wondering if 740 is a bad credit score. In other words, is a person's creditworthiness bad if his or her credit score is 740? First, to put the 740 credit score (FICO) in perspective, credit scores range from 300-850. The lower the number, the worse the credit score is. A 740 credit score is not great, but it is good. No, 740 is not a bad credit score. 740 is a good credit score. Someone with a credit score of 740 will probably be able to get a loan with good interest rates and favorable terms. How much house can I afford with my salary? Find out how much house you can afford based on your salary.

Bad Credit Score? Check other credit scores to see if they are bad.

NOTE: The above is Research Maniacs' view of credit scores. Financial institutions, employers, and other organizations may have different guidelines and interpretations. Furthermore, other circumstances beyond credit score may also influence someone's creditworthiness.