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You or someone you know got a 820 credit score and you are wondering if 820 is a bad credit score. In other words, is a person's creditworthiness bad if his or her credit score is 820? First, to put the 820 credit score (FICO) in perspective, credit scores range from 300-850. The lower the number, the worse the credit score is. A 820 credit score is on top of the scale. No, 820 is not a bad credit score. 820 is a great credit score. Someone with a credit score of 820 can probably shop for the best loans with the best interest rates and best loan terms. How much house can I afford with my salary? Find out how much house you can afford based on your salary.

Bad Credit Score? Check other credit scores to see if they are bad.

NOTE: The above is Research Maniacs' view of credit scores. Financial institutions, employers, and other organizations may have different guidelines and interpretations. Furthermore, other circumstances beyond credit score may also influence someone's creditworthiness.