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Is 964 a bad credit score?
Creditworthiness: Is 964 a bad credit score?


You or someone you know got a 964 credit score and you are wondering if 964 is a bad credit score. In other words, is a person's creditworthiness bad if his or her credit score is 964?

First, to put the 964 credit score (FICO) in perspective, credit scores range from 300-850. The lower the number, the worse the credit score is.


A 964 credit score is on top of the scale.

No, 964 is not a bad credit score. 964 is a great credit score. Someone with a credit score of 964 can probably shop for the best loans with the best interest rates and best loan terms.

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NOTE: The above is Research Maniacs' view of credit scores. Financial institutions, employers, and other organizations may have different guidelines and interpretations. Furthermore, other circumstances beyond credit score may also influence someone's creditworthiness.




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