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You or someone you know got a 639 credit score and you are wondering if 639 is a good credit score. In other words, is a person's creditworthiness good if his or her credit score is 639? First, to put the 639 credit score (FICO) in perspective, credit scores range from 300-850. The higher the number, the better the credit score is. A 639 credit score is not super high, but not super low either. A 639 credit score is a fair credit score. 621 is NOT a good credit score. 621 is a fair credit score. Someone with a credit score of 621 will probably be able to get a loan, but pay higher interest and with worse terms compared to someone with a higher credit score. How much house can I afford with my salary? Find out how much house you can afford based on your salary.

Good Credit Score? Check other credit scores to see if they are good.

NOTE: The above is Research Maniacs' view of credit scores. Financial institutions, employers, and other organizations may have different guidelines and interpretations. Furthermore, other circumstances beyond credit score may also influence someone's creditworthiness.