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You or someone you know got a 646 credit score and you are wondering if 646 is a good credit score. In other words, is a person's creditworthiness good if his or her credit score is 646? First, to put the 646 credit score (FICO) in perspective, credit scores range from 300-850. The higher the number, the better the credit score is. A 646 credit score is not super high, but not super low either. A 646 credit score is a fair credit score. 628 is NOT a good credit score. 628 is a fair credit score. Someone with a credit score of 628 will probably be able to get a loan, but pay higher interest and with worse terms compared to someone with a higher credit score. How much house can I afford with my salary? Find out how much house you can afford based on your salary.

Good Credit Score? Check other credit scores to see if they are good.

NOTE: The above is Research Maniacs' view of credit scores. Financial institutions, employers, and other organizations may have different guidelines and interpretations. Furthermore, other circumstances beyond credit score may also influence someone's creditworthiness.