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Is 686 a good credit score?
Creditworthiness: Is 686 a good credit score?

You or someone you know got a 686 credit score and you are wondering if 686 is a good credit score. In other words, is a person's creditworthiness good if his or her credit score is 686?

First, to put the 686 credit score (FICO) in perspective, credit scores range from 300-850. The higher the number, the better the credit score is.

A 686 credit score is not great, but it is good.

686 is a good credit score. Someone with a credit score of 686 will probably be able to get a loan with good interest rates and favorable terms.

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NOTE: The above is Research Maniacs' view of credit scores. Financial institutions, employers, and other organizations may have different guidelines and interpretations. Furthermore, other circumstances beyond credit score may also influence someone's creditworthiness.

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